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Insurance 101: Are You Taking Advantage of Insurance Discounts

By January 14, 2020 No Comments

Are you taking full advantage of insurance discounts? Most insurance companies offer discounts by bundling your homeowners or renters insurance with your auto insurance. However, did you know their could be some you are not taking advantage of?

Here some examples of some auto insurance discounts:

  • low mileage
  • winter storage discounts
  • professional, university degree, occupational or association discounts
  • good driver discounts
  • telematics discounts also known as Usage based car insurance discounts
  • green car – environmentally friendly discounts
  • alarm or tracking device discounts
  • retiree discounts
  • paying in full
  • student discounts, or student away at school discounts

Here are some examples of home insurance discounts

  • loyalty discount
  • being claims-free
  • having a monitored fire and burglar alarm system
  • getting an impact-resistant roof
  • living in a gated community
  • mature homeowners discount
  • being married or widowed
  • new home discounts
  • non-smoker discount
  • having an HOA
  • paying in full

Not every insurance company offers the same discounts. The best way to find out if you are taking advantage of all the insurance discounts your insurance company offers is to review your current insurance program with your insurance agent. They will be able to help you get the most out of your insurance dollar!