I’m sure everyone is trying to get home projects done while they are social distancing. Some might include painting the bathroom, doing spring cleaning, or cleaning out the garage. However, while you are doing that, you should ask yourself some questions about your home.
- Do you know all the items you currently have in your home?
- How about the prices and sizes of some of your bigger possessions?
- Do you have a list of all your possessions in your home?
If your answer is no to these questions, then I am pretty sure you have not created a home inventory
A home inventory is exactly what it sounds like; a detailed list of all your possessions in your home. This list can help you determine how much insurance you need to buy, speed up the claims process in case of a loss, and also help verify losses for your income tax return.
Here are a couple of tips on how to make your own home inventory.
- To get started, pick an easy spot like a kitchen cabinet with small appliances
- Have a good description of the items you have
- Record make, model or serial number of your items
- Make sure to keep appraisals or receipts showing value or price paid
- Use technology to your advantage, take pictures and record videos of your belongings. Also, there are several apps for your phone or tablet that can help you create a home inventory
- Keep a copy of your inventory outside the home like a safety deposit box for or backed up online with a cloud storage provider.
I hope these tips have helped. If you would like to know more about creating a home inventory or would like to know more about home insurance, give me a call 304-292-9645.