Insurance is generally the last topic on everyone’s mind right now. The entire world is going through an unprecedented event that is affecting everything from our way of life to our economy. Many people are looking for ways to save money. We have come up with a list of 4 ways to reduce your insurance cost without comprising your level of coverage.
Combine Your Home and Auto Insurance
Most insurance carriers offer discounts when you combine your home and auto insurance. Some savings can be as high 25-30%, possibly saving you hundreds.
Raising Your Deductibles
Raising your deductibles can help lower your overall insurance cost, but be careful not to raise them too high. You want to make sure you will be able to cover the deductible, in case you do have a claim.
List of Discounts
Most insurance companies have a list of discounts they offer such as a safe driver discount or good student discount if you have a youthful driver. Ask your insurance agent for that list and see if you qualify.
Do a review with your agent
Contact your agent for an insurance review. They can help you go through your current insurance program and see if you are overpaying or have any coverages you may not need anymore. Insurance Centers offers a free online tool to do insurance reviews. You can access it here: https://bit.ly/33MX3sY
Also, if you are having concerns about paying your insurance bill, contact your agent. Some insurance carriers may offer a program that will be able to help you during this time.
I hope you have found this information helpful. If you have any questions about your insurance, give Insurance Centers a call at 304-292-9645.